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Click on a state for a summary of that state’s laws affecting or impacting subrogation recoveries.

Holding Negligent Roofers Accountable: Subrogating Water Losses from Poor Rain Protection

When homeowners hire roofing contractors to repair or replace their roofs, they expect professionalism and care. However, water damage caused by a roofer’s failure to protect a roof during inclement weather is a common and costly problem. For Insurance carriers pursuing subrogation, overcoming the defenses asserted by roofers, including claims that roofing work cannot always…

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THE HARD WORK OF SUCCESSFUL SUBROGATION

Ancient mythology and the modern practice of subrogation would seem to be strange bedfellows. Yet one story from the past has particular relevance when it comes to the never-ending toil required for aggressive and successful insurance subrogation. Sisyphus was the mythical King of Corinth in south-central Greece. He was a sly and deceitful person and…

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NAVIGATING THE LEGAL CHALLENGES OF SUBROGATION IN PEDESTRIAN ACCIDENT CLAIMS

While recent reports from the Governors Highway Safety Association (GHSA) highlight a slight decline in pedestrian deaths in early 2024, the broader trend of rising pedestrian fatalities over the past decade presents an increasing challenge for subrogation professionals. Determining liability in pedestrian accidents is often complex, as laws governing right-of-way, driver responsibility, and pedestrian duty…

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