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Click on a state for a summary of that state’s laws affecting or impacting subrogation recoveries.

When A Pallet Becomes A Package: Lessons from Federal Insurance Co. v. MSC Mediterranean Shipping

In May of 2025, the United States District Court for the Southern District of New York issued a decision in Federal Insurance Co. v. MSC Mediterranean Shipping Co. S.A., that highlights the continuing significance of liability limitations in cargo cases and underscores why subrogation professionals must scrutinize every bill of lading.[1] Chatham Imports, Inc. purchased…

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Throwing Subrogation Under The Bus: The Hidden Tax of California’s Senate Bill 487

On October 13, 2025, California Governor Gavin Newsom signed Senate Bill 487 into law, and it takes effect January 1, 2026. The new law makes sweeping changes to California’s workers’ compensation subrogation framework in cases involving peace officers and firefighters. SB 487 limits an employer’s or insurer’s right to reimbursement, lien recovery, and subrogation to…

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