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Click on a state for a summary of that state’s laws affecting or impacting subrogation recoveries.

Expanding The Shield: Transportation Contracts And Statutory Employer Immunity After Minova

Kentucky’s “up-the-ladder” immunity doctrine has long been a trap for the unwary subrogation professional. In Kentucky, the concept of who is an “employer” (as opposed to a “third-party tortfeasor” who can be sued in subrogation) extends well beyond the injured worker’s direct employer. Under K.R.S. § 342.610(2)(b), a contractor may be deemed a “statutory employer”—and…

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Amarillo “Stinky Fire” May Present Significant Subrogation Opportunities with Potential Notice Deadline Complications

Insurers handling losses arising from the Amarillo “Stinky Fire” should act quickly to evaluate and preserve potential recovery claims. The fire, which reportedly originated at the City of Amarillo’s municipal landfill on May 17, 2026, may give rise to claims against governmental and private entities. However, claims against the City of Amarillo are likely subject…

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Michigan Court Creates New Pip Subrogation Opportunity: Call v. L & KJ Enterprises, LLC, ___ N.W.3d ___ (Mich. App. 2026) (Docket No. 366229)

For decades, Michigan no-fault carriers operated under a rigid, confusing, and often frustrating limitation: recovery of Personal Injury Protection (PIP) benefits was largely confined to the narrow statutory framework of M.C.L.A. § 500.3116. That statute carefully circumscribes when a carrier may obtain reimbursement of a lien against its insured’s tort recovery, and Michigan courts historically…

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Broker Liability After Montgomery: Supreme Court Says Freight Brokers Can Now Be Sued for Carrier Selection Failures

The U.S. Supreme Court’s unanimous decision in Montgomery v. Caribe Transport II, LLC has significantly altered the legal landscape for freight brokers, transportation intermediaries, insurers, and litigants nationwide. In a ruling that will likely reshape trucking litigation for years to come, the Court held that state-law negligent hiring claims against freight brokers are not preempted…

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